Posts Tagged ‘mortgage’

Elusive Private Mortgage Capital

For several years, we have heard policymakers lament that there is too much government involvement in the mortgage market and about the need to bring “private capital” back. While it is true that Read More »

Today’s Buyers are Looking for these 10 Things in a Home

While David Letterman’s Top 10 lists generally culminate in a No. 1 ranking, the following list includes in no particular order 10 things that are important to buyers today, especially Millennials Read More »

5 questions to help you choose between a 30-year mortgage or 15 – Part 6

Do you have a strict savings plan? Choosing a 15-year mortgage over a 30-year mortgage also may be a worthwhile choice if you are not a disciplined saver. But many people may lack the discipline Read More »

5 questions to help you choose between a 30-year mortgage or 15 – Part 5

Are you planning on retiring soon? How close a borrower is to retiring plays a major role in whether to take out a 15-year mortgage. Typically, borrowers who take 15-year mortgages are at least 40 Read More »

5 questions to help you choose between a 30-year mortgage or 15 – Part 4

Are you looking to refinance? If you already have a mortgage and would like to refinance, now may be a good time. Cecala noted that if your current payments on a 30-year mortgage are high enough, Read More »

5 questions to help you choose between a 30-year mortgage or 15 – Part 2

Can you afford to pay off the mortgage in 15 years? Although a 15-year mortgage offers a lower rate relative to a 30-year mortgage, thereby allowing borrowers to pay interest for only half as Read More »

5 questions to help you choose between a 30-year mortgage or 15 – Part 1

It has been a slow and painful process, but the housing market is now in recovery and foreclosures have been dropping. Since the housing bust, regulators have focused on preventing borrowers from Read More »

For some it’s easier to get a mortgage

Make no mistake: Mortgage credit is still very tight by historical standards, and only borrowers with the most pristine credit and healthy down payments can get the lowest rates. But there are signs Read More »

Liz Sheffield & Associates

(505) 660-4299

Liz@LizSheffield.com

BARKER REALTY

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Santa Fe, NM 87501

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